Internet Banking is free to all
customer accounts that have enabled this service.
Consumer
Customers: Bill Payment for consumer accounts
is free, which
includes unlimited Bill Payments per month on
each account that has enabled this service.
Business
Customers: Bill Payment fees
are free for Business Customers.
Business Account:
Maintenance fee of $4.00 per month plus $.14 per
debit, plus $.05 per transit item. $.14 credit given per $125.00 average
monthly balance.
Debit
Card and ATM Card -- No annual fee (replacement fee may apply if card
is lost or stolen). Must be qualified customers.
Regular Account:
Free if balance is $750 or greater; Maintenance fee is $3.00
if balance is below $750.00 during the statement cycle; $5 if balance is below
$250.00 during the statement
cycle. Free Notary Service.
Debit
Card and ATM Card -- No annual fee (replacement fee may apply if card
is lost or stolen). Must be qualified customers.
REWARDS ACCOUNTS
Rewards Accounts: Set fee of $8.00 per month.
$20,000 Accidental Death Insurance,
An activity fee of $.25 per debit after the first 48
debits. Free Wallet Checks, Free Money Orders, Cashiers Checks and Travelers
Checks. Rebates. A $.10 credit per
$200.00 average monthly balance will be issued for activity fees. Free
Notary Service.
Debit
Card and ATM Card -- No annual fee (replacement fee may apply if card
is lost or stolen). Must be qualified customers.
SENIOR REWARDS ACCOUNT
Senior Citizen
Rewards Account: 50 Years or older. Tiered interest earned beginning with
account balances of $750.00 or greater. $5.00 per month fee, free on
balances greater than $250.00. Minimum balance to receive tiered interest is
$750.00. Also free is a $20,000 non-restricted Accidental Death Insurance.
Free standard wallet checks, Money Orders and Cashiers Checks.
Free LifeLock Identity Protection, Unlimited check writing, prescription drug
discounts, Identity Theft 911 Service, and free Notary Service.
Debit
Card and ATM Card -- No annual fee (replacement fee may apply if card
is lost or stolen). Must be qualified customers.
Free Checking:
Must use duplicate checks. Minimum opening balance is $100.00. No
monthly service charge, no images provided on monthly statement. Research
$20.00 per hour, one hour minimum.
Debit Card for qualified customers: $1.25
per month.
Interest Bearing Checking:
$5.00 per month charge under $750.00 balance. Interest
tiered on balance above $1,000.00.
Debit
Card and ATM Card -- No
annual fee (replacement fee may apply if card is lost or
stolen). Must be qualified customers.
Student Account:
No Charge. Must be full time student under 22 years
of age. Converts to Regular Checking if change of status
occurs.
Senior Citizen's Account:
50 or older. No charge checking with $100.00 average
monthly balance. $3.00 monthly fee will apply if under $100.00.
Debit
Card and ATM Card -- No annual fee (replacement fee may apply if card
is lost or stolen). Must be qualified customers.
Money Market Account:
Free if balance is $750 or greater. $5.00 fee if
balance falls below minimum at anytime during statement cycle.
Limited to 6 telephone transfers per month. Including 3
third party transfer debits. $5.00 fee after 3 third party debits
& an activity charge of $2.00 after 10 withdrawals per month.
Debit
Card and ATM Card -- No annual fee (replacement fee may apply if card
is lost or stolen). Must be qualified customers.